Impaired life conventional annuity

In this case the prospective annuitant is seriously ill, and a medical will probably be required. This can take some time to process, due to the medical, but can be very worthwhile. For example, one lady with a very aggressive form of cancer was given an annuity of 80% of the fund.

Other than the increased income and likely need for a medical, the advantages and disadvantages are the same as with the standard annuity.

The sorts of health problems that might lead to an impaired life annuity include, but are not restricted to, the following:

- cancer

- chronic asthma

- diabetes

- heart problems

- high blood pressure

- kidney

- multiple sclerosis

- stroke

Each comapny has a slightly different approach to each illness, and these also change over time. As this checking process can take time, please do not delay getting in touch with us. For us to explore the possibility of an enhanced annuity either the option 2 or 3 service will be appropriate.

Thanks for your letter last week and for all your help in securing my pension. As you predicted Nor...
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