Investment issues
It is not possible to consider your options at retirement without also considering risk and investment issues.
If your first thought is that you don’t wish to take any risk with the income generated by your pension fund, you can immediately exclude a range of options, such as investment linked annuities, flexible annuities, and income drawdown.
But what about your other investments and savings? These can provide significant additional income, either immediately or later in retirement, particularly if you opt for a level annuity income, and inflation erosion means you need more income in later years.
Within our comprehensive service (options 2 or 3), we will take into account the wider opportunity to generate income from your investments during retirement.
Here we consider:
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